Appraisal services for NAMPA and Canyon County homeownersHere are the top seven reasons why Idaho homeowners order from Richard Bell Appraisal Services & Consulting:
We at Richard Bell Appraisal Services & Consulting understand the special needs of a consumer in need of appraisal services. Our customary business clients understand the appraisal process and the standard reporting formats. But as a consumer, you'll receive extra guidance and explanations through the appraisal process to understand what we do and how we report our findings. For Sale by Owner/Pre-Listing ServicesSince you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Richard Bell Appraisal Services & Consulting, are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your home will attract interested buyers. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value opinion than yours.Challenge Canyon County's assessment of your propertyYour local tax assessor may have your home overvalued if you live in a region that is declining. That means you are probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be. When contesting your property tax assessment, getting an expert appraisal from Richard Bell Appraisal Services & Consulting is your number one weapon.Appraisals to cancel PMIGetting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a fashionable money saver for homeowners. Once your mortgage loan is down below 80% of the value of your house, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. Richard Bell Appraisal Services & Consulting is qualified in helping people just like you dismiss unwanted PMI insurance.Recently got a freeze to your HELOC?Your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area -- even if your specific property has not declined in value. Not only can this be difficult from a cash flow standpoint, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. Richard Bell Appraisal Services & Consulting can help you reinstate your HELOC.Do You Need Field and Desktop Appraisal Review Services?Have you just gotten a copy of your appraisal and you'd wish to have an expert double-check it for accuracy or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? Richard Bell Appraisal Services & Consulting offers field reviews where we'll go out and check the subject and comparables in question. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide a retrospective review of any appraisal report you may have had done before. While typically requested by banks, you may need to employ this service if you suspect mortgage fraud related to your house. |
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